Not a headline I ever thought I’d write. Turns out that it’s really not that hard for an identity thief to get the key pieces of information required to steal my child’s identity.
Identity Theft Protection has become a must have for me
For some time now I’ve purchased identity theft protection from a company called Identity Force. When I first signed up, I thought that it was a little bit of over kill, but If I could avoid the hassle that goes with cleaning up my credit in the event of a breach then I figured it was money well spent.
But these days, I feel like Identity protection is a must have. Not just for me, but for each member of my family. Identity Force provides a lot of security and identity protection services but the one’s that I’m most concerned about include:
- Social Security Number Monitoring
- Credit Card Monitoring
- Credit Report Monitoring
- Credit Score Monitoring
I’m alerted by email, every time any of my credit data is accessed. (A bank verifying my credit for example.) If I didn’t initiate the credit check, then it means something’s up. I believe that these services significantly reduce the likely hood that my identity (or a family member’s identity) will be stolen. However, in the event of a breach, my provider includes identity recovery services and identity theft insurance as part of its offering.
I don’t think that the process to recover my identity would be any easier because of the service, but I like the idea that I would have someone that knows what to do to help me through the process.
In the electronic world, nothing is really 100% secure or safe, but as I’ve posted before, I believe that this service helps to create sufficient hassles that make my identity too much trouble to steal. It is likely far easier for my would be thief to simply move on the the next unprotected identity.
There are a number of ID theft protection companies out there. I’ve listed a few and added their Web addresses if you’d care to give them a look.